The home buying process can be daunting. For many people they don’t know where to start. Before having a lender pull your credit or enlisting the services of a real estate professional, attend this workshop to assess your readiness to buy a home. Learn what actions you must take to position yourself to qualify for a mortgage loan. A “no” doesn’t mean never, but “not now”. Let us help you get in position.

This workshop will reveal the hidden truths about the credit industry. You will not only change the way you view credit but how you use credit. No longer will a low credit score cause you to pay more for goods and services or prevent you from getting the house or job you really want. You will learn proven ways to raise your credit score, how to determine if you are being charged too much for credit, how to protect yourself from being exploited by subprime lenders and creditors, how to read your credit report and so much more. You will have so many ah-ha moments that you will want to attend this workshop again and again as well as refer it to your family and friends.

Is mounting debt and poor credit preventing you from qualifying for a loan. Is it hindering you from making needed repairs in your home or forcing you to live paycheck to paycheck? Too much debt has negative financial and emotional consequences. Learn how to strategically reduce your debt and manage your credit utilizing one of five proven methods.

Buying a home is one of life's biggest milestones and it all begins with a solid financial plan. You want to be ready to take the first steps towards owning a home, so before you sign any contracts or start browsing listings, make sure your finances are in order. Join us for a fun and informative session where you'll learn valuable tips and tricks to help you navigate the financial aspects of homeownership. Whether you're a first-time homebuyer or looking to upgrade, this workshop is perfect for you. 

Don't buy into the myth that you need to have saved a 20% down payment to purchase a home. There are down payment assistance programs and home buying grants available! Come join us for an informative session and learn about the qualifications needed to access these helpful resources. Our expert will walk you through the process and answer any questions you may have. Don't miss out on this opportunity to get closer to owning your dream home. 

If you run your own business — or are a gig worker, independent contractor or work part-time, financing a home can prove challenging. While it’s possible to get approved for a home loan you often have to take a few extra steps to prove your creditworthiness. This starts with understanding how to report your income and how to file your taxes. Failure to properly communicate certain information to your income tax preparer can cause you to be denied for a mortgage loan. Join us as we teach you everything you need to know to ensure you will hear a loan officer say "yes" you are approved to purchase a home.

Whether you are a first-time homebuyer or need a refresher, this HUD approved workshop, taught by industry professionals, will cover everything you need to know about buying a home. You will create a home buying budget, demonstrate an understanding of the mortgage loan process, review fair housing laws, learn how to select a real estate professional, differentiate between a home appraisal and a home inspection, examine the types of homeowners insurance coverage and explain the closing process. A homebuyer education certificate will be provided upon completion of a one-on-one session.