Buying a home isn’t just about finding the right property — it’s about being financially positioned to qualify when the opportunity comes. Too many people rush into credit checks and conversations with lenders and realtors before they truly understand where they stand. This class helps you get clarity before the pressure begins.

Positioning Yourself To Buy A Home is designed to help you evaluate your readiness, understand what lenders actually look for, and identify the steps that move you closer to mortgage approval. You’ll learn how credit, income, and financial habits work together in the homebuying process — and how to strengthen each area so you’re prepared when it’s time to apply.

A “no” today doesn’t mean “never.” It simply means there’s a plan to put in place. This class gives you that plan — so when you’re ready, you’re not guessing… you’re positioned.

If your credit score is costing you more than it should — higher prices, limited options, missed opportunities — you’re not imagining it. Credit doesn’t just affect loans. It influences where you live, what you drive, and sometimes even the jobs you qualify for. And most people are never taught why.

When you understand the system, your decisions change.
When your decisions change, your results follow.

If you’re ready to stop guessing, stop paying unnecessary penalties, and start using credit with confidence, The Credit Clinic is where that shift begins.

Debt doesn’t just affect your finances — it shapes your options, your confidence, and the decisions you’re able to make. If debt and credit challenges are standing between you and goals like homeownership, stability, or peace of mind, this class is designed to help you reset the direction.

Strategic Debt Reduction and Credit Management goes beyond surface-level advice. You’ll learn how to evaluate debt intentionally, understand how it impacts credit, and make informed decisions that support long-term financial progress. This workshop focuses on changing how you think about debt so your financial behavior can change with purpose — not pressure.

This online class is practical, clear, and results-focused, helping you take control of debt and manage credit in a way that supports the life you’re working toward.

Buying a home isn’t just about qualifying — it’s about being financially prepared to keep it. Before you tour homes, sign contracts, or fall in love with a listing, your numbers need to make sense beyond the purchase price.

Budgeting for Your New Home focuses on the financial reality of homeownership — what to plan for, what to expect, and how to budget with confidence before and after you buy. This class goes beyond basic budgeting and helps you think through housing costs, lifestyle changes, and long-term sustainability so homeownership doesn’t become overwhelming.

Whether you’re preparing to buy your first home or planning your next move, this session is designed to help you approach homeownership with clarity, structure, and peace of mind.

One of the biggest myths in homeownership is that you need tens of thousands of dollars saved just to get started. In reality, there are down payment assistance programs and homebuyer grants designed to help qualified buyers step into a home sooner than they ever expected.

This class breaks down how these programs actually work, who qualifies, and what lenders look for when reviewing your application. You’ll learn how to identify real opportunities, avoid misinformation, and understand the steps needed to access legitimate financial support for your home purchase.

If you’re serious about buying a home but unsure how to cover the upfront costs, this session will give you the clarity and direction you need to move forward with confidence.

Earning income outside of a traditional paycheck shouldn’t keep you from owning a home — but the mortgage process does play by different rules. If you’re self-employed, working part-time, freelancing, or earning through gig work, how your income is reported and documented can make or break your loan approval.

This class explains how lenders evaluate non-traditional income, what documentation actually matters, and how tax filings affect your ability to qualify for a mortgage. You’ll learn how to position your income properly, avoid common reporting mistakes, and prepare your financial profile so lenders can clearly see your ability to repay a loan.

If you’ve ever wondered why your income doesn’t seem to “count” the way you expect, this session will give you the clarity and strategy needed to move forward with confidence — and get closer to hearing that long-awaited “yes.”

Buying a home is one of the biggest financial decisions you’ll ever make — and understanding the process changes everything. This HUD-approved Homebuyer Education Workshop, led by experienced industry professionals, gives you the clarity, structure, and confidence needed to move through the homebuying process the right way.

In this class, you’ll learn how to create a realistic homebuying budget, understand how mortgage loans work, and know what to expect from start to finish. We’ll cover your rights as a buyer, how to choose the right real estate professional, the difference between inspections and appraisals, what homeowners insurance really protects, and how the closing process comes together.

After completing the workshop and a one-on-one session, you’ll receive a Homebuyer Education Certificate, giving you both the knowledge and the documentation needed to move forward with confidence.