Learning Tools

Requirements ( https://www.consumerfinance.gov/owning-a-home/loan-options/conventional-loans/)

The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. Learn more about FHA loan requirements and guidelines. FHA Loan Requirements(https://www.hud.gov/fha)

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Loan Requirements(http://www.benefits.va.gov/homeloans/)

Requirements (https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do)

The Know Before You Owe mortgage disclosure rule replaces four disclosure forms with two new ones, the Loan Estimate and the Closing Disclosure. The new forms are easier to understand and easier to use. The rule also requires that you get three business days to review your Closing Disclosure and ask questions before you close on a mortgage. Know Before You Owe(https://www.consumerfinance.gov/know-before-you-owe/)